CONVERSION APPRAISALS
Institution / Offering Size ($Mil.)

Atlantic Liberty Financial Corp-NY / $17.1
BCSB Bancorp-MD (second step) / $19.8
Brookline Bancorp, Inc.-MA / $136.7
Community First Bancorp-MA / $2.8
Eagle Bancorp, MHC-MT / $4.6
Eagle Bancorp-MT (second step) / $24.6
Eastern Insurance Holdings-PA / $74.8
Fairmount Bancorp, Inc.-MD / $4.4
FloridaFirst Bancorp, Inc.-FL / $27.0
Fraternity Community Bancorp, Inc.-MD / $15.9

First Pennsylvania Savings-PA (merger conversion) / $1.6
Gaston Federal Bancorp-NC / $21.1
Heritage Financial Group, MHC-GA / $33.7
Heritage Financial Group-GA (second step) / $65.9
Home Federal Bancorp-LA (second step) / $19.5
Keystone State Savings Bank-PA (merger conversion) /$1.8
Louisiana Bancorp, Inc.-LA / $65.3
Madison Bancorp, Inc.-MD / $6.1
Peoples Bankcorp, Inc.-NY / $1.3
Roma Financial Corp., MHC-NJ / $98.2
Security Bancorp, Inc.-TN / $4.4
SFB Bancorp, Inc.-TN / $7.7
SFSB, Inc., MHC-MD / $13.4
SHS Bancorp, Inc.-PA / $8.2
United American Savings Bank-PA / $3.0
Viewpoint Financial Group, MHC-TX / $116.0
Viewpoint Financial Group-TX (second step) / $198.6

STRATEGIC PLANNING

Advance Bank - MD
Central Bancorp, Inc. - MA
Falmouth Bancorp, Inc. - MA
First Federal Bank - AL
Laurel Capital Group, Inc. - PA
Mutual Community Savings Bank - NC

BUSINESS PLANS

Abington Bank - PA
Alliance Bank - PA
Bank of Ruston - LA
Capitol Federal SB - KS
Century Bank - OH

Clifton Savings Bank - NJ
Franklin Federal Savings Bank - VA
HAR-CO Federal Credit Union - MD

Home Bank - LA
Kaiser Federal Bank - CA
Malvern Federal Savings Bank - PA
MBL Bank - LA
Midwest Federal S&LA - MO
OmniAmerica Bank - TX
Oritani Savings Bank - NJ
Peoples United Bank - CT
SharePlus Federal Bank - TX

DE NOVO BUSINESS PLANS

Banco BuenaVentura - CA
Congressional Bank - MD
First Florida Bank - FL
Frontier Bank - UT
Golden First Bank - NY
Passumpsic Bancorp - VT
Tarpon National Bank - FL

VALUATION AND CONSULTING

Airbus Americas
CIMNET, Inc.
CompuCredit Corporation
Commonwealth National Bank
Downey Communications, Inc.
Empower IT, Inc.
Fidelity Bancorp, Inc.
HomeTrust Bank
HopFed Bancorp, Inc.
IBERIABANK Corp.
Imerial Business Credit, Inc.
Intrieve Inc.
Leesport Financial Corp
Marquette Savings Bank
Mesia.com Corp.
Northway Financial, Inc.

Pennsylvania Insurance Department
Rhode Island Depositors' Economic Protection Corp.
Riverside Banking Company
Sterling Financial Corp.
Temple-Inland Financial Services
Trans World Corporation
USGI Holdings, Inc.
Valley Health Care Partners, Inc.